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Insurance

The University of Central Oklahoma requires all faculty, staff and students to have adequate medical insurance while traveling or studying abroad on university-sponsored programs. Policies purchased through UCO offer core benefits and reasonable group rates provided by International Student Insurance, a NAFSA Global Partner and an accredited insurance agency with an A+ rating by the Better Business Bureau.

The plan is designed to assist you in the event of an unexpected accident or injury while abroad, including coverage for medical expenses, emergency and political evacuation, repatriation of remains, emergency reunion, lost checked luggage, and other related benefits. The cost varies per individual as the plan is based on a daily rate as well as gender, age and length of coverage. A full list of benefits can be found in the Group Insurance Plan.

When students are accepted into a semester or yearlong exchange partner program, they should communicate their travel dates to the Centre for Global Competency through the study abroad portal. Once insurance has been processed, you will receive a confirmation through your UCO email address. All individual student insurance charges will be placed on the student’s bursar account. Insurance requests must be submitted at least two weeks prior to the departure date to ensure coverage.

Visit the Student Zone to find more information about seeking treatment, finding a provider, filing a claim and printing your insurance card.

Any questions or concerns about insurance may be sent to the Centre for Global Competency.

Travel Policy

The University of Central Oklahoma prohibits travel to destinations outside the United States with a Centers for Disease Control and Prevention Travel Health Notice of Warning Level 3, Avoid Non-Essential Travel or a U.S. State Department Advisory of Level 3 Reconsider Travel. With regard to international travel, Academic Affairs and Risk Management coordinate efforts to determine which countries are currently experiencing travel restrictions and how this impacts faculty, staff, and students, including adequate planning for health and safety issues associated with study abroad.

All UCO faculty, staff, and students are responsible for being aware of university policy and staying informed of any changes in the status of her or his planned destination. We urge all travelers to familiarize themselves with the political, health, crime, and other safety-related conditions prevailing in any country and specific locations within it. 

As you may be aware, the Bureau of Educational and Cultural Affairs (ECA) of the U.S. Department of State strongly recommends U.S. citizens to reconsider all travel abroad. Additional information about the U.S. Department of State policy and plans related to the COVID-19 virus can be found online. Up-to-date health recommendations and travel notices are available on the CDC COVID-19 Travel Page.

As of Aug. 1, 2021, UCO will begin allowing individual international travel, while still following CDC and U.S. State Department restrictions. As a result, study abroad will resume in countries where it is permitted. Check the CDC updates COVID levels by country. There is also uncertainty about the potential for a resurgence of the virus in the fall. UCO partners with a number of different universities around the world, many of which are also in flux and may not open their physical facilities on a normal schedule.

UCO students interested in study abroad exchange for the spring 2022 semester should schedule an appointment or contact the interim advisor to Study Abroad to discuss their plans. The study abroad office recommends students enroll for classes at UCO for the following term while also completing a required study abroad application form. If U.S. State Department and CDC travel advisories are lifted and partner universities anticipate operating as normal, students will be permitted to participate in study abroad. If not, students are encouraged to consider planning for summer or fall 2022 study abroad opportunities.