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Important Update:

The University of Central Oklahoma physical campus will be closed to all but essential employees beginning at 5 p.m. Thursday, March 26, through at least April 15. UCO will transition to alternative instructional delivery methods from March 28 through the end of the spring semester. Many university services will continue to be available online. For more information, visit the university's COVID-19 website.

Welcome to UCO Benefits! Here, you can learn about what makes us one of the top employers in the state. At UCO, we recognize that healthier employees are happier employees; and happier employees produce better outcomes. UCO Benefits provide employees with the support and resources they need to lead a healthier lifestyle and have a greater work/life balance.

UCO has a large employee population and each employee has unique circumstances. UCO offers a diverse selection of insurance and retirement plans so that each employee can tailor their benefits to best suit their needs. When it comes to insurance, choose from five medical plans, three dental plans and two vision plans. As far as retirement, all full-time UCO employees participate in Oklahoma Teachers Retirement System (OTRS), a defined benefit retirement plan, and then there are additional retirement savings plans to choose from as well. And there are even more voluntary plans available.

In addition to the great insurance and retirement plans, UCO offers additional benefits such as extensive leave accrual and holiday paid time off, tuition assistance, a robust employee assistance program, employee wellness initiatives and more.

2020 Money Accounts Update

In 2020, all money accounts offered through the university will transfer from Chard Snyder to Voya Financial. HSA, FSA, limited purpose and dependent care accounts will be available using one debit card to access all funds, plus customized investment options that connect with an employee's voluntary 403(b) and 457(b) retirement accounts. UCO Employees have until March 30, 2020 to turn in claim reimbursements for 2019 in to Voya Financial. During this transition from Chard Snyder to Voya Financial, FSA and HSA funds will have a blackout period from Dec. 18-Jan.10. All funds are inaccessible during this time period.

More Information


All full-time UCO employees participate in Oklahoma Teachers Retirement System, a defined benefit retirement plan. All UCO employees are eligible to participate in voluntary 403b and 457 plans offered from Voya Financial.

Retiree Benefits

If you are 65 or older and are looking for retiree benefits, visit the retiree benefits page.

Employee Wellness

Our Mission

The Employee Wellness Program at UCO is dedicated to improving the overall health and well-being of employees both on campus and in our community through encouraging healthy lifestyle choices such as physical activity, healthy eating, and social interactions. Improving the health of employees on campus and in our community will strengthen our university and improve the impact UCO has on students, colleagues and the community.

Visit Employee Wellness Page

Additional Benefits

Time Off

As part of its generous benefits package, the university provides the opportunity for each employee to earn paid time off through a leave accrual program. The program includes all approved leave, such as vacation, sick time, personal leave and more.

View Time Off on Additional Benefits Page

2019 University Holidays*

  • New Year's Day: Jan. 1
  • Martin Luther King Day: Jan. 21
  • Spring Break: March 18-22
  • Memorial Day: May 27
  • Independence Day: July 4
  • Labor Day: Sept. 2
  • Thanksgiving: Nov. 27-29
  • Winter Break: Dec. 23-Jan. 3, 2020

*Subject to change

Tuition Waiver

The tuition waiver benefit applies to tuition only for classes taken at UCO. The benefit is defined as the value of 10 credit hours of undergraduate general tuition in each academic year not to include differential tuition or fees. The waiver may be transferred to the employee’s eligible dependents.

View Tuition Waiver on Additional Benefits Page

Employee Assistance Program

Employees have access to the Employee Assistance Program (EAP) through Deer Oaks and Hartford. EAP benefits start day one for all UCO employees and continue six months after separation. EAP provides free and confidential assessments, short-term counseling, referrals, prevention and education services for you, your dependents (whether they live at home or away) and anyone who lives in your household.

View EAP on Additional Benefits Page

Employer-Paid Benefits

UCO contributes to medical coverage for all employees and their dependents plus funds seven percent of the employee salary into OTRS less the annual employee contribution of $700. UCO pays for all full-time employees to receive an advanced long-term disability benefit and two times the employee’s annual salary in basic life and AD&D insurance.




How do I see my current year elections?
Employees can view a full summary of their current elections by:

Do I need to resubmit dependent documents if my dependents are already covered? 
Marriage licenses, birth certificates and other documents used to verify dependents do not need to be resubmitted. New documentation will be required to cover dependents not currently covered.

When am I eligible for benefits? 
UCO offers benefits to all employees who work an average of 30 hours per week or more. Benefit-eligible employees will receive benefits on the first day of the month following their date of hire. 

Who is considered an eligible dependent? 

  • Your legal spouse.
  • Dependent children under the age of 26, including your biological child, stepchild, foster child, adopted child, or child placed for adoption. 
  • A dependent child who is medically certified as disabled and dependent upon the member and his/her spouse. (The disability must have begun before the child attained age 26).

If I change my mind after Open Enrollment, can I change my plan selections?
No. After November 25, 2019, end of the Open Enrollment, you cannot change your 2020 elections, unless you experience a "qualifying life event" (such as getting married, having a baby, loss of coverage from another plan, etc.). Consider your choices carefully; changes and corrections are not permitted except during Open Enrollment or within 30 days of a qualifying life event. An exception to this rule is the 403(b), 457, and HSA elections; you can make changes on three benefits anytime of the year. 


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