Life & Long-Term Disability Insurance

Provided by The Lincoln Financial Group

Group term life, paid by the University, is a benefit for full-time employees working 30 or more hours per week. The life insurance coverage is equal to two (2) times the annual salary.

Additional Life Insurance, available for the Employee to purchase:

Long-Term Disability Insurance (LTD), paid for by the University, is a benefit that pays if an employee is sick or hurt and unable to work for 6 months, at the end of the 6 months the employee will begin drawing what equals 60% of their base pay.  The benefit will continue as long as the employee is disabled or age 65.  Each employee must be employed six months, before the Long-Term Disability benefit goes into effect. 

Employees may purchase a 3 month buy-up option, which will reduce the waiting period from six months to only three months before LTD benefits can begin.

Current full-time employees:  If increasing or adding coverage options, complete the Evidence of Insurability Form (EOI) and mail it to Human Resources, Campus Box 171.

Evidence of Insurability Form (EOI)

  • Name of Group:  RUSO
  • Group Number: 
    • Life:  40-001000-15649
    • Long-Term Disability:  01-0164345